Delaware Condo Insurance

Condominium Insurance in Delaware, Maryland & Pennsylvania

Protect your condo with comprehensive coverage designed for residents across DE, MD & PA. Downes Insurance makes it easy to secure your property, personal belongings, and liability under a tailored condo policy.

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Why Condo Insurance Matters

Condo insurance fills the gaps left by your association’s master policy—covering what they don’t, including:

• Your interior walls, fixtures, appliances, and personal possessions

• Liability for guest injuries or property damage within your unit

• Additional living expenses if your condo is uninhabitable after a covered loss

• Optional endorsements for flood, earthquake, water backup, or high-value items

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Features of Our Condo Coverage

• Dwelling & Unit Structures – Protects interior walls, built-in cabinetry, flooring, and fixtures

• Personal Property – Covers furniture, electronics, clothing, and valuables

• Liability Protection – Guards against third‑party claims related to your condo

• Loss of Use – Pays living expenses if you must temporarily relocate after a covered loss

• Optional Add‑Ons – Flood insurance, sewer backup, scheduled personal property, and more

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Who Benefits from Condo Insurance?

This coverage is ideal if you:

• Own or live in a condo, townhouse, or co-op unit

• Have valuable personal belongings needing protection beyond the HOA master policy

• Want peace of mind against accidents or damage to your interior space

• Need to reduce out‑of‑pocket expenses and safeguard your assets

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Local Service in DE, MD & PA

We design condo insurance solutions tailored to regional risks:

Delaware: Rehoboth Beach, Dover, Wilmington, Milford, Newark
Maryland: Annapolis, Kent Island, Easton, Centreville, Stevensville
Pennsylvania: Lancaster, Chester County, West Chester, Kennett Square, Oxford

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Each state brings unique property standards and risks—rain, storms, pipes, or regional building codes—and we tailor policies accordingly.

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Bundle & Save

Combine your condo policy with auto, home, off‑road vehicle, umbrella, or even classic car insurance for bundle discounts, simplified renewal, and streamlined claims.

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Get a Fast, Personalized Condo Insurance Quote

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1. Complete one simple form with basic unit details

2. We compare multiple carriers to find tailored options

3. Receive clear, personalized coverage options—quick and no-pressure

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Why Choose Downes Insurance?

• Licensed agency in Delaware, Maryland & Pennsylvania

• Independent access to top-rated carriers and specialized condo programs

• Local expertise in HOA master policy gaps, regional risks, and state requirements

• Personalized service with efficient quoting and dependable support

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Protect your investment, your belongings, and your peace of mind. Request your condo insurance quote today.

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