RV & Trailer Insurance

RV & Trailer Insurance in Delaware, Maryland & Pennsylvania

Whether you hit the open road every summer or live in your RV full-time, you need the right insurance to stay protected. At Downes Insurance, we offer RV and trailer insurance for motorhomes, campers, travel trailers, and more — with coverage that follows you wherever you go.

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We’re based in Milford, DE, and proudly serve RVers across Delaware, Maryland, and Pennsylvania with customized policies from top-rated insurance carriers.

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What Does RV Insurance Cover?

We tailor coverage to fit your rig and your lifestyle:

• Liability Coverage — Meets legal requirements and protects you from lawsuits

• Collision & Comprehensive — Covers damage from accidents, theft, fire, storms, falling objects

• Personal Belongings — Covers items inside your RV (furniture, electronics, clothes, etc.)

• Emergency Expenses — Lodging, food, and travel if your RV breaks down away from home

• Full-Timer Liability — Extra protection if your RV is your primary residence

• Towed Trailer Coverage — For travel trailers, pop-ups, utility trailers, and more

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What We Insure:

• Class A, B, and C Motorhomes

• Travel Trailers & 5th Wheels

• Toy Haulers & Pop-Ups

• Truck Campers & Slide-Ins

• Horse Trailers & Utility Trailers

• Stationary/Seasonal RVs

• RVs used for Full-Time Living

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Serving RV Owners Across DE, MD & PA

From the Delaware beaches to the mountains of Pennsylvania, we serve customers throughout:

• Delaware: Rehoboth, Dover, Newark, Seaford, Wilmington

• Maryland: Kent Island, Easton, Salisbury, Annapolis, Hagerstown

• Pennsylvania: Lancaster, Harrisburg, West Chester, Gettysburg, York

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Why Choose Downes Insurance?

• Independent agency — We compare multiple RV insurance carriers

• Friendly, local service — Based in Milford, DE

• Competitive rates — Discounts for bundling, safe driving, anti-theft devices

• No-pressure quotes — Just expert guidance from real people

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Get a Free RV or Trailer Insurance Quote

Whether you camp on weekends or live life on the road, we’ll help you protect your investment.
Call 302-422-8863 or click below for a free quote today.

Request a Free Quote