Manufactured & Mobile Home Insurance

Peace of Mind for Your Home—Wherever You Park It

Your manufactured or mobile home deserves the same level of protection as a traditional house. At Downes Insurance, we offer specialized mobile and manufactured home insurance tailored to your needs—whether it’s in a mobile home park, on private land, or in a coastal zone.

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We proudly serve Delaware, Maryland, and Pennsylvania, helping families secure their homes with comprehensive coverage and personalized service.

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Coverage Options Include:

• Physical damage coverage for your mobile or manufactured home

• Liability protection in case of injury or property damage

• Personal property coverage for belongings inside your home

• Additional living expenses if you're temporarily displaced

• Optional protection for attached structures like decks, sheds, and garages

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Whether you own a single-wide in Sussex County, a double-wide in Kent Island, or a modular home in Pennsylvania, our policies are built to fit your budget and lifestyle.

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Why Choose Downes Insurance?

• Local expertise in DE, MD & PA

• Access to top-rated carriers

• Fast, no-pressure quotes

• Independent advice that puts you first

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FAQ Section

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Do I need special insurance for a mobile home?
Yes. Manufactured and mobile homes require specific coverage due to their unique structure and risk profile. We offer plans that go beyond standard homeowners insurance.

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Can I get coverage if my mobile home is in a park or coastal area?
Absolutely. We work with insurers that specialize in high-risk zones, coastal areas, and manufactured home communities.

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Ready to protect your mobile or manufactured home?
Click below to get your free, no-obligation quote and see how much you can save!

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Get a Quote or call 302-422-8863