Bundled Home and Auto Insurance

Bundle Home & Auto Insurance in Delaware, Maryland & Pennsylvania

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Save Money. Simplify Your Coverage. Get Local Support.​

Looking for a smarter way to protect your home and vehicles? With a home and auto insurance bundle, you can save money, reduce hassle, and enjoy comprehensive coverage — all in one policy.

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At Downes Insurance, we help homeowners and drivers across Delaware, Maryland, and Pennsylvania find the best bundling options from top-rated insurance companies. Whether you're in Dover, Wilmington, Chestertown, or Havre de Grace, we've got you covered.

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Why Bundle Home and Auto Insurance?

Bundling is more than just convenient — it can offer serious advantages:

   ✅ Save up to 25% on premiums by combining policies

   ✅ Streamline billing with one payment and one renewal date

   ✅ Avoid coverage gaps with coordinated protection

   ✅ Work with one agent who understands your full insurance picture

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We work with multiple carriers to find you the best price and protection, not just what one company offers.

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What’s Included in a Home and Auto Insurance Bundle?

Your bundle typically includes:

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Auto Insurance

• Liability coverage

• Collision & comprehensive

• Uninsured motorist protection

• Roadside assistance options

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Home Insurance

• Dwelling protection (structure)

• Personal property

• Liability coverage

• Wind, fire, theft, and more

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Want to go even further? Ask us about bundling umbrella insurance, motorcycle, RV, or boat policies too.

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Local Service You Can Count On

We’ve been helping families in DE, MD, and PA for decades. Our local agents understand the risks in your area — whether it's coastal flooding, icy roads, or fire damage.

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“We bundled our home and auto with Downes Insurance and saved over $600 a year. Now we have one agent, one bill, and way better service.”
— Chris & Dana P., Elkton, MD​​