Welcome to Downes Insurance — Serving Delaware, Maryland & Pennsylvania

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At Downes Insurance Associates for over 30 years, our motto has been “OUR POLICIES COME WITH AN AGENT” — because real relationships matter. Located in Milford, Delaware, we proudly serve over 2,500 local clients across Delaware, Maryland and Pennsylvania with independent, personalized insurance choices

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Why Choose Downes Insurance?

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• Independent Advantage: We compare dozens of carriers like Nationwide, Progressive, Travelers, Hagerty, Liberty Mutual and more — maximizing options for your budget and coverage needs

• Decades of Local Trust: Founded in 1991 and trusted by thousands of clients across three states

• Professional Agents: Every policy comes with a dedicated agent to guide you through rating, policy selection, and claims.

• Bundle & Discount Solutions: Save more by combining policies and qualifying for multi-policy, safe-driver, homeowner and loyalty discounts.