Motorcycle Insurance

Motorcycle Insurance in Delaware, Maryland & Pennsylvania

Whether you're cruising the coast or commuting to work, Downes Insurance has you covered with affordable motorcycle insurance designed for real riders. We proudly serve Delaware, Maryland, and Pennsylvania, offering policies that protect you, your bike, and your gear.

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As an independent agency, we shop multiple top-rated insurance companies to find you the right coverage at the best price — including discounts for safe riders, bundled policies, and motorcycle safety courses.

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Why Downes Insurance for Motorcycle Coverage?

• Independent & Local — Based in Milford, DE and serving the Delmarva region.

• Multiple Carriers — We compare rates from leading companies.

• Experienced Agents — Real people, not 1-800 call centers.

• Same-Day Coverage Available — Quick quotes & fast turnarounds.

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What Does Motorcycle Insurance Cover?

We help you customize your policy with options like:

• Liability Coverage — Required by law to cover bodily injury & property damage.

• Collision & Comprehensive — Covers damage from accidents, theft, or weather.

• Uninsured/Underinsured Motorist — Protects you from other drivers who aren’t insured.

• Custom Parts & Equipment — Covers upgrades and aftermarket accessories.

• Medical Payments (MedPay) — Helps pay medical bills after an accident.

• Roadside Assistance — For tows, battery jumps, and fuel delivery.

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Types of Bikes We Insure:

• Cruisers (Harley-Davidson, Indian)

• Sport Bikes & Street Bikes

• Touring & Adventure Bikes

• Trikes

• Scooters & Mopeds

• Custom or Modified Motorcycles

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Areas We Serve:

We’re based in Milford, Delaware, and serve motorcycle riders across:

• Delaware – Wilmington, Dover, Seaford, Rehoboth, Georgetown

• Maryland – Kent Island, Salisbury, Easton, Cambridge, Annapolis

• Pennsylvania – Oxford, Kennett Square, West Chester, Lancaster

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Get a Free Motorcycle Insurance Quote Today

Whether you're looking for basic liability or full coverage with all the bells and whistles, we’ll help you find the perfect policy. Call 302-422-8863 or click below to get started.

Request a Free Quote