Why Working with an Independent Agency Like Downes Insurance Saves You Time and Money

livingoodscott
Jul 1
1 min read

1. We Shop the Top-Rated Companies for You

At Downes Insurance, we represent 17 leading carriers including Nationwide, Progressive, Liberty Mutual, and more—so you get personalized quotes from multiple trusted options in one place.

2. One Phone Call, Real Savings

Skip the hassle of contacting different insurers. With just one call to us, you’ll get competitive pricing and customized coverage tailored to your needs—no endless quoting, no cookie-cutter options.

3. Customized Policies Built Around You

From homeowners to renters, autos to classic cars, and health to business insurance, we tailor your coverage based on:

Your location in Delaware, Maryland, or Pennsylvania
Your property type (coastal home, suburban condo, farmland, etc.)
Your current risk exposures and discount opportunities

4. Local Agents Who Care

When life happens, you don’t want to deal with a call center. You want someone local who knows your area, your policy details—and has your back. That’s the Downes Insurance difference.

5. Real Clients. Real Satisfaction.

Hear it from our customers:

“Downes Insurance made it easy for us to understand what we needed. We got better coverage for less money than our previous policy.” — a satisfied local client.